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What is a public adjuster?

We represent you… the Insured

Just like one would not go to court without an attorney, or through an IRS audit without a CPA, no one should go through an insurance claim without a Public Adjuster. Public Adjusters are experts in documenting damages, interpreting complicated insurance policies, and negotiating claim settlements. We work solely for your interests as the policy holder.

Many policyholders hire Public Adjusters to help document, expedite, file their claim, and to assist them through the entire claims process. Most importantly, Public Adjusters represent the policyholder to the insurance company to ensure that the claim is handled fairly, quickly, and with maximum financial restitution.

You should hire a Public Adjuster if any of the following apply to you:

  • You do not have the time to deal with the demands of the insurance company.
  • You are having a difficult time understanding your policy.
  • You are not sure where to start in documenting your claim.
  • Your insurance company adjuster is encouraging you not to hire a Public Adjuster.
  • You feel getting your claim taken care of is taking too long.
  • You feel the damage to your home entitles you to more than the insurance company is offering.
  • Your insurance company adjuster is pressuring you into accepting a quick settlement.

It is always best to hire a professional as early in the process as possible. Unfortunately, many policyholders reach out to a Public Adjuster well into the process of their claim after they feel they are not being taken care of properly. Do not let this discourage you. We will pick up your claim where you left off and protect your interests starting from square one.

Using a Public Adjuster can get you significantly more money on your property damage claim by:

  • Properly documenting the damage to your home or business.
  • Developing a claim presentation that captures the true value of the damages.
  • Negotiating on your behalf with your insurance company for a maximum settlement.

An Xpert Public Adjuster will review your claim at no charge and assess whether or not we can help. To have your claim reviewed, contact us at 1-844-XPERT4U or fill out the form above.

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